Unified Government Payments Platform
A unified e-collection platform linking agencies to existing national payment rails with instant settlement and reporting.
Financial Technology & Banking
Iraq is moving to electronic payments under a government mandate effective July 2026. We stand with banks and institutions through that shift: digital banking transformation, core-systems integration, financial compliance and fraud analytics.
Any service requiring Central Bank of Iraq licensing (wallets, processing) is clearly marked: under development.
Services
What we offer in this sector
Honest labelling is the rule: 'available today' means advisory, delivery and integration through existing partnerships; 'under development' means a declared capability awaiting licensing, accreditation or scale.
Digital Banking Transformation
Strategy, design and launch of digital banking channels.
التحول المصرفي الرقميAvailable today
Core Banking Implementation & Integration
Implementing global platforms and integrating them with legacy systems, via partnerships.
تنفيذ وتكامل الأنظمة المصرفية الأساسيةAvailable today
Payments Enablement & Advisory
Advisory and integration architecture for payment gateways and rails.
تمكين المدفوعات الرقميةAvailable today
Fraud & Financial-Crime Analytics (AML/CFT)
Fraud and money-laundering detection with compliance reporting.
تحليلات مكافحة الاحتيال والجرائم الماليةAvailable today
Regulatory Compliance & RegTech
Aligning systems with central-bank requirements and international standards.
الامتثال التنظيمي والتقنية الرقابيةAvailable today
Islamic Digital Banking
Digitising Sharia-compliant products with specialist partners.
حلول الصيرفة الإسلامية الرقميةAvailable today
Financial Inclusion & Digital Wallets
Operating wallets and inclusive payment products — subject to CBI licensing.
برامج الشمول المالي والمحافظ الرقميةUnder development
National Payment Processing
Operating payment-processing infrastructure — licence and capital dependent.
معالجة المدفوعات الوطنيةUnder development
Concept projects in this sector
From service to vision
National Financial-Inclusion Wallet
A simple Arabic digital wallet linking national ID to a basic payment account for salaries, transfers and bills.